Securing a loan from a traditional financing source in today’s economy is not always easy. New rules and regulations can make it difficult for business owners to purchase or refinance commercial property with a commercial loan from a bank.

We offer stated income loans designed to help our clients get the financing that they need to meet the demands of the fast-paced commercial real estate market. With less focus on a business’ credit history and more on the real estate itself, this type of financing is ideal for businesses looking for a quick, uncomplicated solution.

Loan Parameters:

  • Owner and Non-Owner Occupied Properties
  • Loan Sizes from $100,000 to $5 Million
  • Up to 70% LTV – Up to 80% with seller held second
  • Cross collateralization allowed for higher LTV
  • 600 credit score to qualify, programs for sub 600 scores available
  • No up-front fees
  • 3, 8, 25 year fixed rates begins at 7.5%
  • Purchase, refinance, and cash-out refinance (limits on cash-out)
  • Interest only programs available
  • Closing in 2-4 weeks

Properties That Can Be Financed:

  • 1-4 Family Rental
  • Multi-Family
  • Day Care Facilities
  • Auto Repair Shop
  • Mixed Use
  • Retail / Strip Malls
  • Churches
  • Hotel / Motel
  • Bed and Breakfast
  • Funeral Homes
  • Warehouse / Light Industrial
  • Office Building
  • Self-Storage Facilities Mobile Homes / Campgrounds

Contact us today to speak with our experts, and get stated today. We help business owners throughout the United States.